PC Surround Sound

Thinking of setting up a home theatre system with surround sound? Under normal circumstances the easiest way to go about it is to get a packaged home theater system which typically comes with a DVD player. This is usually cheap and hassle free (if you don’t go for high-end stuff that is).

However, if you want to play surround sound content from downloaded video files (e.g. avi or mkv with ac3) then a PC is necessary. Using your PC (assuming you already have one) has the added obvious advantage that you don’t have to spend another dime on getting a DVD player.

Refinancing 602

June 02, the day my housing loan re-pricing was effected. Buried under a pile of letters that i have forgotten to look through was a letter from my bank that says “the interest rate chargeable on your loan account will be revised 2.850000% to 2.018050% per annum on a monthly rest basis”. Finally the savings i have been anticipating have materialized!

Singapore Interest Rates Surge

The Swap Offer Rate (SOR) which i have been tracking has surged to 1.55 and 1.98 respectively for 3 months and 6 months fixing respectively. This is indeed alarming for those who have taken up home loans that are linked to SIBOR or SOR. How are interest rates going to move in the coming year? That is the million dollar question.

I thought i had better do some research to have a sense of bearing. First stop, what do analysts think? There are a few trains of thoughts:

Building a cheap (and decent) Hi-Fi