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Yen Kai's Idea Cast

Ideas to enrich your life

SOR dips to new low

June 27, 2008 by yenkai Leave a Comment

The 3 month SOR Fixing rate has just fallen to a new low of 1.16%. This is lower than the lowest i have heard of (1.17%) since i started tracking SOR.

Tagged: SOR

Laptop harddisk data recovery

June 21, 2008 by yenkai Leave a Comment

http://www.thinkgeek.com/homeoffice/stickers/8d30/

Tagged: tips

PC Surround Sound

June 19, 2008 by yenkai Leave a Comment

Thinking of setting up a home theatre system with surround sound? Under normal circumstances the easiest way to go about it is to get a packaged home theater system which typically comes with a DVD player. This is usually cheap and hassle free (if you don’t go for high-end stuff that is).

However, if you want to play surround sound content from downloaded video files (e.g. avi or mkv with ac3) then a PC is necessary. Using your PC (assuming you already have one) has the added obvious advantage that you don’t have to spend another dime on getting a DVD player.

Tagged: hi-fi

Refinancing 602

June 19, 2008 by yenkai Leave a Comment

June 02, the day my housing loan re-pricing was effected. Buried under a pile of letters that i have forgotten to look through was a letter from my bank that says “the interest rate chargeable on your loan account will be revised 2.850000% to 2.018050% per annum on a monthly rest basis”. Finally the savings i have been anticipating have materialized!

Tagged: SOR

Singapore Interest Rates Surge

June 13, 2008 by yenkai 1 Comment

The Swap Offer Rate (SOR) which i have been tracking has surged to 1.55 and 1.98 respectively for 3 months and 6 months fixing respectively. This is indeed alarming for those who have taken up home loans that are linked to SIBOR or SOR. How are interest rates going to move in the coming year? That is the million dollar question.

I thought i had better do some research to have a sense of bearing. First stop, what do analysts think? There are a few trains of thoughts:

Tagged: rates

Building a cheap (and decent) Hi-Fi

May 26, 2008 by yenkai Leave a Comment

TAmpSX