Watch out for the currency conversion fee!

I’ve not done a purchase from iHerb for a long time (or any foreign website), and i’ve forgotten about how to go about it. What i normally do is pay with the YouTrip card, since the items are denominated in USD. Well, you know that one way merchants make money is to charge you in …

Dash – Cashback king till 30 Sep 2019

Well, I’ve only recently signed up with Dash, the payment platform by Singtel, mostly out of curiosity. I’ve noticed their ads at Food Republic food courts for the longest time, but never felt any urge to give them a try. I did so recently, just to check if they offered any good deals. What do …

2019 Cashback Credit Card Strategy

It’s been a long time since i did a check on the ins-and-outs of the world of cashback credit cards. Things have changed tremendously. For the longest time (more than a year), i’ve been relying on the OCBC 365 Credit Card, but they put a stop to the benefit i needed the most from the …

Bye Bye ANZ Optimum, Hello OCBC 365

Well, as expected, the ANZ Optimum World Mastercard is no more with effect from 5 Aug 2017 (you cannot make any further transactions with the Credit Card). Of importance to note is the announcement on rewards redemption, which i quote: Rewards redemptions: All unused ANZ Rewards Points/Travel$/Optimum$ will be transferredto your existing or new DBS/POSB credit card …

The end of ANZ Optimum Credit Card is in sight

Received the mailer as pictured above today. ANZ Retail business taken over by DBS, and that would include the Credit Card business. It can only mean one thing – all ANZ Credit Cards will go. As the saying goes, all good things come to an end. Also, if it looks too good to be true, …

Save serious money on hotel bookings

I have just received S$166.16 in cashback for the hotel bookings of my recent trip, no kidding! Here’s how i did it. Earn cashback through Shopback. Simple as that. Hotel booking websites take an average of 15% in commission from the hotel/accommodation provider for every booking done through their websites. Yes, that’s an awful lot of money! They’re willing to give …

Thank you Bank of China

All things too good to be true must come to an end, and so it did. Bank of China has finally clamped down on their “charity program” that dishes out 5% rebate on all online transactions, including payments to government services. Here is the official announcement. I will no longer enjoy a 5% rebate for my HDB …

UOB Visa Signature test drive result

Got hold of the UOB Visa Signature card only recently and took it for test drive immediately. The requirement to earn 5% rebate is to spend a minimum of S$1000 of foreign currency equivalent within a statement period. It is stated in the terms and conditions that the regular 1X UNI$ (0.5% rebate) is reflected …

Visa ♥ Shopback

Not wanting to be left out, Visa now partners with Shopback and dishes out more cashback if you go through the Visa promo page. However, they can’t actually force you to make payment with a Visa credit/debit card on the actual merchant’s site. All you have to do is to fill in the first 6 digits of …