2019 Cashback Credit Card Strategy

It’s been a long time since i did a check on the ins-and-outs of the world of cashback credit cards. Things have changed tremendously. For the longest time (more than a year), i’ve been relying on the OCBC 365 Credit Card, but they put a stop to the benefit i needed the most from the …

Agoda just scrapped their Reward Points

I have just logged into my Agoda account, and lo and behold, i could not find the link to my Reward Points. Instead, i noticed that i had Gift Card credits. The Gift Cards have been issued on May 30, without any prior notice. One Gift Card expires end of this year, while the other …

Shopback $750 milestone

I have just collected the cashback for my Hokkaido trip hotel stays, and this propels me past $750 in total cashback earned! If you haven’t been earning cashback for your online purchases, now is a good time to get started. Why wait? –> Sign up link <– Related posts: How to choose the hotel for …

Bye Bye ANZ Optimum, Hello OCBC 365

Well, as expected, the ANZ Optimum World Mastercard is no more with effect from 5 Aug 2017 (you cannot make any further transactions with the Credit Card). Of importance to note is the announcement on rewards redemption, which i quote: Rewards redemptions: All unused ANZ Rewards Points/Travel$/Optimum$ will be transferredto your existing or new DBS/POSB credit card …

Shopback $500 milestone

It’s been almost two years since I have used Shopback and I am happy to announce that I have just crossed the S$500 milestone! Most of the cashback were accumulated from hotel bookings. Yes, I travel a lot, but most of us do travel every now and then and there’s no reason why anyone should …

The end of ANZ Optimum Credit Card is in sight

Received the mailer as pictured above today. ANZ Retail business taken over by DBS, and that would include the Credit Card business. It can only mean one thing – all ANZ Credit Cards will go. As the saying goes, all good things come to an end. Also, if it looks too good to be true, …

Taobao is back on Shopback

For two months probably, Taobao went missing on Shopback. Apparently, they were revamping the mechanism for tracking Taobao purchases through Shopback. Previously, you had to search for the item you wanted to purchase through the search bar in Shopback’s Taobao page. With the new approach that was just introduced, effective 8 Mar 2017, you can …

Shopback ❤ ezbuy

Saw something familiar in the Shopback mailer today – ezbuy! 6% cashback for Prime, buy-for-me and ship-for-me (8% during the current 2 days promotion which you’ll likely miss out on unless you happen to have something in their China warehouses right now, or you’re planning to buy something from Taobao right now). I don’t know when …

Save serious money on hotel bookings

I have just received S$166.16 in cashback for the hotel bookings of my recent trip, no kidding! Here’s how i did it. Earn cashback through Shopback. Simple as that. Hotel booking websites take an average of 15% in commission from the hotel/accommodation provider for every booking done through their websites. Yes, that’s an awful lot of money! They’re willing to give …

Thank you Bank of China

All things too good to be true must come to an end, and so it did. Bank of China has finally clamped down on their “charity program” that dishes out 5% rebate on all online transactions, including payments to government services. Here is the official announcement. I will no longer enjoy a 5% rebate for my HDB …