SOR 3m falls to 0.089 yenkai 1 second ago Can you believe it, SOR 3m is not even 0.1% now! That makes the lowest first year home loan rate available in the market now only 0.739% (SOR 3m + 0.65). Related posts: Singapore SOR falls to 1.09 US mortgage rate falls to record low How to choose a home loan package SOR dips to new low