Android Apps Mini Review 3

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AppBrain – Besides allowing you to sync your apps list so that you can re-install them in case you had to reset your phone back to factory settings, the most prominent feature is the app recommendation, which, frankly, is the source through which i discovered most of the apps i’m recommending in my mini app reviews. So go ahead, install AppBrain and browse the hot apps every now and then. The quality of the apps listed is way better than those listed in the default Google Market App (which i suspect may have been prioritized based on ad dollars from the App publishers).

SOR landed in all-time-low territory again

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With the US bent on devaluating the USD and MAS allowing the SGD to appreciate, SOR was driven into its all-time-low territory again, coming in at 0.247% on 3 Nov 2010. Moreover, the Feds initiated a fresh round of measures to spur the US economy, keeping rates at 0-0.25% for an “extended period” and launching a new massive US$600 billion money printing exercise.

What to do if your Android phone won’t boot

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Buy a new phone. Just kidding. As the saying goes, prevention is better than cure. Don’t take risks if the potential gain is not significant. I learnt it the hard way when i tried out some App Launchers (Launcher Pro and QuickDesk Beta), both of which rendered my Samsung Galaxy S unbootable (phone starts up but refuses to show the home screen).

SOR does a V-turn after hitting bottom

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SOR slid dramatically to 0.258% on Aug 23, arguably the historical low of all times, then sprang up again to above 0.3%. Incidentally, the 3-month USD Libor rate is also at 0.3% and has been falling and staying low. Exchange rate wise, USD/SGD has been stable at around 1.35 and probably did not play a big factor in the action of SOR.

Beware of home loan salesperson tactics

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This is the story of my encounter with a dodgy home loan salesperson. I am writing this to expose all the ugly tactics she employs (yes i’ve just intentionally disclosed her gender). In fact, i will expose her name later as i think she deserves to be named and shamed.

This is the 3rd home loan i have signed up for, so by now i am fairly familiar with the process. It should be as easy as deciding on the package you want, providing all the supporting documents, getting the approval and finally signing the agreement. All went well up to the point of signing the agreement.

How to choose a home loan package

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Congratulations! You have already taken the first step by reading this posting! It will probably help if you read some of my other postings too! By landing here, you are probably already thinking that the internet is gong to help you in finding the right home loan package. If you notice, i have a Home Loan Rates link on the top right hand side which is grossly outdated but is still attracting visitors (about 250 visits per month). Let me share with you the website you should go to for the latest home loan rates.

Cheaper home loans makes the news

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News about home loan rates appear in the newspaper very sparingly, and this just happened last Saturday, showing up in the Straits Times with the headline “Cheaper home loans in store”. In a gist, the article says that “KEY interest rates that determine mortgage levels have fallen steeply, promising cheaper home loans but even leaner times for those with bank deposits. “¦ The falling rates have followed the trend of the rates set by the United States Federal Reserve, which continue to be at historic lows. They have also come as the Singdollar has been allowed to strengthen since April.”